Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Frances Hills, a proven Pawleys Island, Litchfield and Georgetown, South Carolina NUMBER1EXPERT™ Top Selling real estate agent. Find Pawleys Island, Litchfield and Georgetown Homes - Find Pawleys Island, Litchfield and Georgetown, South Carolina real estate listings & homes for sale provided by Frances Hills, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Frances Hills, a proven Pawleys Island, Litchfield and Georgetown, South Carolina NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Frances Hills, a proven Pawleys Island, Litchfield and Georgetown, South Carolina NUMBER1EXPERT™ Top Selling real estate agent. Pawleys Island, Litchfield and Georgetown Information - Find local information on Pawleys Island, Litchfield and Georgetown, South Carolina including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Frances Hills, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Frances Hills, a proven Pawleys Island, Litchfield and Georgetown, South Carolina NUMBER1EXPERT™ Top Selling real estate agent. About Frances Hills - Information about Frances Hills including testimonials, guarantees, credentials, and contact information. Learn why Frances Hills is a proven Pawleys Island, Litchfield and Georgetown, South Carolina NUMBER1EXPERT™ Top Selling real estate agent. 
Please Sign Up For The Latest Listings and the Latest Real Estate News
 |
First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
|
|
| Q |
Where would you go to visit the largest ancient castle in the world?
|
| A |
You would travel to Prague, Czech Republic, to see the Prague Castle, built in the 9th century, with a total surface area of 18 acres. |
 See More Real Estate Trivia > |
|
|
Frances Hills
The Lachicotte Company
10554 Ocean Highway
Pawleys Island, SC 29585
Tel: 843-446-0330
Fax: 843-527-4055
Email: franceshills@NUMBER1EXPERT.com
My entire real estate career is based on one word, INTEGRITY. After that, I use my in-depth knowledge of the area to introduce and show my clients all the properties available that meet their criteria. Once this property is found and due diligence has started, it is my job to guide and advise the client through the maze of challenges to a successful and knowledgeable acquisition of that very special property whether it is a home, condo, lot, or acreage. Each client is different and each acquisition is different and the joy of my job is meshing the two.   
www.FrancesSellsHouses.com is brought to you by
Frances Hills
NUMBER1EXPERT™ in real estate for
Pawleys Island, Litchfield and Georgetown, South Carolina Read Frances Hills'
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
|
NUMBER1EXPERT™
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed. |
- NUMBER1EXPERT™ 
